:root{
  --ink:#172033;
  --muted:#647084;
  --navy:#173154;
  --navy-deep:#0e213a;
  --orange:#e8714a;
  --orange-soft:#fff1ea;
  --green:#2f7d68;
  --green-soft:#eaf6f2;
  --violet:#5c587a;
  --paper:#fdfbf8;
  --surface:#ffffff;
  --line:#e7e2d9;
  --sand:#f5f1ea;
  --shadow:0 18px 55px rgba(23,32,51,.09);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;background:var(--paper);color:var(--ink);line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit}
.skip-link{position:absolute;left:-999px;top:auto}
.skip-link:focus{left:16px;top:12px;background:white;padding:10px 12px;z-index:2000}
.container{max-width:1180px;margin:0 auto;padding:0 28px}
.narrow{max-width:850px}
.site-header{height:76px}
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(253,251,248,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-inner{height:76px;display:flex;align-items:center;gap:24px;max-width:1180px;margin:0 auto;padding:0 28px}
.brand img{height:50px;width:auto}
.nav-menu{display:flex;gap:6px;align-items:center;margin-left:auto}
.nav-menu a{font-size:14px;font-weight:700;text-decoration:none;color:#30405a;padding:10px 12px;border-radius:8px;white-space:nowrap}
.nav-menu a:hover,.nav-menu a.active{background:var(--sand);color:var(--navy)}
.nav-item{position:relative}
.nav-parent{display:flex;align-items:center;gap:5px}
.nav-dropdown{position:absolute;top:calc(100% + 10px);left:0;width:315px;background:white;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:8px;display:grid;gap:2px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .16s ease,transform .16s ease,visibility .16s ease}
.nav-item:hover .nav-dropdown,.nav-item:focus-within .nav-dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.nav-dropdown a{display:grid;gap:1px;padding:11px 12px;border-radius:7px;white-space:normal}
.nav-dropdown a:hover{background:var(--sand)}
.nav-dropdown strong{font-size:14px;color:var(--navy)}
.nav-dropdown small{font-size:12px;color:var(--muted);font-weight:600}
.menu-toggle{display:none;margin-left:auto;width:42px;height:42px;border:1px solid var(--line);background:white;border-radius:8px}
.menu-toggle span{display:block;width:18px;height:2px;background:var(--navy);margin:4px auto}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;border-radius:8px;border:1px solid transparent;font-weight:800;text-decoration:none;cursor:pointer;font-family:Inter,Arial,sans-serif;font-size:14px}
.btn-primary{background:var(--orange);color:white;box-shadow:0 10px 22px rgba(232,113,74,.22)}
.btn-primary:hover{background:#f0825c}
.btn-secondary{border-color:rgba(255,255,255,.3);color:white;background:rgba(255,255,255,.08)}
.btn-light{background:white;color:var(--navy)}
.nav-cta{flex-shrink:0}
.hero{background:var(--navy-deep);color:white;padding:92px 0 70px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(110deg,rgba(14,33,58,.98),rgba(23,49,84,.94) 60%,rgba(47,125,104,.75));}
.hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.75fr);gap:48px;align-items:center}
.hero-compact{padding:84px 0 62px}
.hero-copy h1{font-family:"Cormorant Garamond",Georgia,serif;font-size:clamp(44px,6vw,76px);line-height:.98;margin:0 0 22px;letter-spacing:0}
.hero-text{font-size:18px;color:rgba(255,255,255,.78);max-width:690px;margin:0 0 28px}
.eyebrow,.section-label{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.14em;color:var(--orange);margin:0 0 12px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-panel{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:22px;box-shadow:0 24px 70px rgba(0,0,0,.18)}
.panel-kicker{font-weight:900;color:#ffb198;margin-bottom:14px}
.hero-step{border-top:1px solid rgba(255,255,255,.14);padding:15px 0}
.hero-step:first-of-type{border-top:0}
.hero-step span{font-weight:900;color:#ffb198;margin-right:10px}
.hero-step strong{font-size:17px}
.hero-step p{margin:5px 0 0;color:rgba(255,255,255,.66);font-size:14px}
.section{padding:78px 0}
.section.tight{padding:22px 0}
.section-alt{background:var(--sand)}
.section-head{max-width:760px;margin:0 auto 34px;text-align:center}
.section h1,.section h2,.cta-band h2{font-family:"Cormorant Garamond",Georgia,serif;font-size:clamp(32px,4vw,50px);line-height:1.05;color:var(--navy);margin:0 0 14px;letter-spacing:0}
.section-head p:not(.section-label),.lead{color:var(--muted);font-size:17px}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card-grid.five{grid-template-columns:repeat(5,1fr)}
.card-grid.four{grid-template-columns:repeat(4,1fr)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:0 6px 18px rgba(23,32,51,.04)}
.card h3{margin:8px 0 10px;color:var(--navy);font-size:21px}
.card p{margin:0;color:var(--muted);font-size:15px}
.card-tag{display:inline-flex;background:var(--green-soft);color:var(--green);padding:5px 8px;border-radius:6px;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
.text-link{display:inline-flex;margin-top:16px;color:var(--orange);font-weight:900;text-decoration:none}
.trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.trust-row span{background:white;border:1px solid var(--line);border-radius:8px;padding:14px;text-align:center;font-weight:800;color:var(--navy);font-size:13px}
.two-col,.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.snapshot{display:grid;gap:10px}
.snapshot div,.mini-list div,.document-grid div,.timeline div,.comparison div{background:white;border:1px solid var(--line);border-radius:8px;padding:18px}
.snapshot span{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:900;margin-bottom:5px}
.snapshot strong{color:var(--navy)}
.check-list,.warning-list{padding:0;margin:20px 0 0;list-style:none;display:grid;gap:10px}
.check-list li,.warning-list li{background:white;border:1px solid var(--line);border-radius:8px;padding:14px 14px 14px 42px;position:relative}
.check-list li:before{content:"✓";position:absolute;left:15px;color:var(--green);font-weight:900}
.warning-list li:before{content:"!";position:absolute;left:18px;color:var(--orange);font-weight:900}
.document-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.document-grid strong{display:block;color:var(--navy);margin-bottom:5px}
.document-grid span{color:var(--muted);font-size:14px}
.mini-list{display:grid;gap:12px}
.mini-list p{margin:6px 0 0;color:var(--muted)}
.timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.timeline span{display:block;color:var(--orange);font-weight:900;margin-bottom:8px}
.timeline strong{color:var(--navy)}
.timeline p{font-size:14px;color:var(--muted);margin:7px 0 0}
.comparison{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.comparison strong{color:var(--navy)}
.comparison p{color:var(--muted);margin:8px 0 0}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:8px;background:white}
table{width:100%;border-collapse:collapse;min-width:780px}
th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:white;font-size:13px;text-transform:uppercase;letter-spacing:.08em}
td{color:#354158}
tr:last-child td{border-bottom:0}
.diagnostic,.form-card{background:white;border:1px solid var(--line);border-radius:8px;padding:24px;box-shadow:var(--shadow)}
label{display:grid;gap:7px;font-weight:800;color:var(--navy);margin-bottom:14px}
input,select,textarea{width:100%;border:1px solid #d8d5cc;background:#fffdf9;border-radius:8px;padding:12px 13px;font:inherit;color:var(--ink)}
textarea{resize:vertical}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-card .btn{width:100%;margin-top:8px}
.form-note{font-size:13px;color:var(--muted);margin:14px 0 0}
.hidden-field{display:none!important}
.diag-result{margin-top:14px;background:var(--green-soft);border:1px solid #cbe4dc;border-radius:8px;padding:14px;color:#1c5c4b;font-weight:800}
.diag-result p{margin:8px 0 0;font-weight:600;color:#245f50}
.faq-list{display:grid;gap:10px;max-width:900px;margin:0 auto}
.faq-item{background:white;border:1px solid var(--line);border-radius:8px;padding:0 18px}
.faq-item summary{cursor:pointer;font-weight:900;color:var(--navy);padding:18px 0}
.faq-item p{color:var(--muted);margin:0 0 18px}
.cta-band{background:var(--navy);color:white;padding:54px 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:28px}
.cta-band h2{color:white}
.cta-band p:not(.section-label){color:rgba(255,255,255,.74);margin:0}
.page-top{padding-top:110px}
.legal{background:white;border:1px solid var(--line);border-radius:8px;padding:26px}
.legal h2{font-size:28px;margin-top:28px}
.legal h2:first-child{margin-top:0}
.footer{background:#0a1b30;color:white;padding:54px 0 26px}
.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:36px}
.footer-logo{height:48px;width:auto;margin-bottom:14px}
.footer p,.footer a{color:rgba(255,255,255,.62);font-size:14px}
.footer-note{font-size:12px!important;color:rgba(255,255,255,.42)!important}
.footer h3{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:#ffb198;margin:0 0 12px}
.footer a{display:block;text-decoration:none;margin:8px 0}
.footer a:hover{color:white}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;color:rgba(255,255,255,.45);font-size:12px}
@media (max-width:1050px){
  .card-grid,.card-grid.five,.card-grid.four{grid-template-columns:repeat(2,1fr)}
  .timeline,.trust-row{grid-template-columns:repeat(2,1fr)}
  .hero-grid{grid-template-columns:1fr}
}
@media (max-width:820px){
  .nav-menu{position:absolute;top:76px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);display:none;flex-direction:column;align-items:stretch;padding:12px 28px}
  .nav-menu.open{display:flex}
  .nav-item{position:static}
  .nav-parent{justify-content:space-between}
  .nav-dropdown{position:static;width:auto;opacity:1;visibility:visible;transform:none;box-shadow:none;background:rgba(255,255,255,.55);margin:0 0 8px 10px}
  .nav-dropdown a{padding:9px 11px}
  .menu-toggle{display:block}
  .nav-cta{display:none}
  .two-col,.split,.comparison,.footer-grid,.document-grid{grid-template-columns:1fr}
  .cta-inner{display:block}
  .cta-inner .btn{margin-top:22px}
}
@media (max-width:560px){
  .container,.nav-inner{padding-left:18px;padding-right:18px}
  .hero{padding-top:72px}
  .hero-copy h1{font-size:42px}
  .card-grid,.card-grid.five,.card-grid.four,.timeline,.trust-row,.form-row{grid-template-columns:1fr}
  .footer-bottom{display:block}
}